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$10,857 (target)

105 Quarry Ln, Santa Cruz, CA 95060

3 beds • 3 baths • 2461 sqft

$1,950,200

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This property looks like a bad Mid-Term investment with a projected -12.3% first-year return on $428k initial cash invested.

-12.3%

Cash On Cash

3.58%

Cap Rate

0.6

DSCR

$10,857

Rent

-$4,384

Cashflow

$28,560

Annual

$2,400

Median

$2,354

Avg

25

Samples

Rent insights and distributions

Cash Flow

$10,857 income − $15,241 expenses = $4,384 out of pocket

Income$10,857Out of Pocket$4,384Mortgage P&I$9,76590%Property Taxes$9539%Insurance$6986%HOA$1341%Management$1,30312%CapEx$4344%Vacancy$3263%Maintenance$4344%Other$1,19411%

Investment Breakdown

|

Purchase Price

$1950k

Downpayment

20.0%

Interest Rate

6.4%

Mortgage Duration

30yr.

Cash To Invest

Total

$428k

Downpayment

20%

$390k

Closing costs

1%

$19,502

Rehab

0%

$0

Furnishing

1%

$18,000

Cashflow

Total Income

$10,857

Total Expenses

$15,241

Mortgage P&I

90%

$9,765

Property Taxes

9%

$953

Home Insurance

6%

$698

HOA

1%

$134

Property Management

12%

$1,303

CapEx

4%

$434

Vacancy

3%

$326

Maintenance

4%

$434

Other

11%

$1,194

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