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105 S 20th St, Mount Vernon, IL 62864

3 beds • 2 baths • 1422 sqft

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This property looks like a bad Airbnb investment with a projected -4.9% first-year return on $45,552 initial cash invested.

-4.9%

Cash On Cash

5.5%

Cap Rate

0.83

DSCR

$1,532

Rent

-$186

Cashflow

$28,560

Annual

$2,400

Median

$2,354

Avg

25

Samples

Rent insights and distributions

Cash Flow

$1,532 income − $1,718 expenses = $186 out of pocket

Income$1,532Out of Pocket$186Mortgage P&I$72647%Property Taxes$19713%Insurance$604%Management$23015%CapEx$614%Maintenance$614%Other$38325%

Investment Breakdown

|

Purchase Price

$131k

Downpayment

20.0%

Interest Rate

7.4%

Mortgage Duration

30yr.

Cash To Invest

Total

$45,552

Downpayment

20%

$26,240

Closing costs

1%

$1,312

Rehab

0%

$0

Furnishing

14%

$18,000

Cashflow

Total Income

$1,532

Total Expenses

$1,718

Mortgage P&I

47%

$726

Property Taxes

13%

$197

Home Insurance

4%

$60

HOA

0%

$0

Property Management

15%

$230

CapEx

4%

$61

Vacancy

0%

$0

Maintenance

4%

$61

Other

25%

$383

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