REI Lense

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$3,524 (target)

12329 Gemstone Dr, Hagerstown, MD 21740

3 beds • 2 baths • 1897 sqft

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This property looks like a bad Mid-Term investment with a projected -5.17% first-year return on $102k initial cash invested.

-5.17%

Cash On Cash

5.03%

Cap Rate

0.85

DSCR

$3,524

Rent

-$439

Cashflow

$28,560

Annual

$2,400

Median

$2,354

Avg

25

Samples

Rent insights and distributions

Cash Flow

$3,524 income − $3,963 expenses = $439 out of pocket

Income$3,524Out of Pocket$439Mortgage P&I$1,97456%Property Taxes$58317%Insurance$1404%HOA$672%Management$42312%CapEx$1414%Vacancy$1063%Maintenance$1414%Other$38811%

Investment Breakdown

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Purchase Price

$400k

Downpayment

20.0%

Interest Rate

6.3%

Mortgage Duration

30yr.

Cash To Invest

Total

$102k

Downpayment

20%

$79,980

Closing costs

1%

$3,999

Rehab

0%

$0

Furnishing

5%

$18,000

Cashflow

Total Income

$3,524

Total Expenses

$3,963

Mortgage P&I

56%

$1,974

Property Taxes

17%

$583

Home Insurance

4%

$140

HOA

2%

$67

Property Management

12%

$423

CapEx

4%

$141

Vacancy

3%

$106

Maintenance

4%

$141

Other

11%

$388

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