REI Lense

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$3,664 (target)

137 Ruth Ct, El Cajon, CA 92019

3 beds • 2 baths • 1232 sqft

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This property looks like a bad Long-Term investment with a projected -9.35% first-year return on $147k initial cash invested.

-9.35%

Cash On Cash

4.34%

Cap Rate

0.72

DSCR

$3,664

Rent

-$1,144

Cashflow

$28,560

Annual

$2,400

Median

$2,354

Avg

25

Samples

Rent insights and distributions

Cash Flow

$3,664 income − $4,808 expenses = $1,144 out of pocket

Income$3,664Out of Pocket$1,144Mortgage P&I$3,48995%Property Taxes$1223%Insurance$2457%Management$36610%CapEx$1835%Vacancy$2206%Maintenance$1835%

Investment Breakdown

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Purchase Price

$699k

Downpayment

20.0%

Interest Rate

6.4%

Mortgage Duration

30yr.

Cash To Invest

Total

$147k

Downpayment

20%

$140k

Closing costs

1%

$6,990

Rehab

0%

$0

Furnishing

0%

$0

Cashflow

Total Income

$3,664

Total Expenses

$4,808

Mortgage P&I

95%

$3,489

Property Taxes

3%

$122

Home Insurance

7%

$245

HOA

0%

$0

Property Management

10%

$366

CapEx

5%

$183

Vacancy

6%

$220

Maintenance

5%

$183

Other

0%

$0

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