REI Lense

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$4,437 (target)

20 Whitney Drive, Mechanicville, NY 12118

3 beds • 3 baths • 2100 sqft

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This property looks like a bad Mid-Term investment with a projected -11.4% first-year return on $142k initial cash invested.

-11.4%

Cash On Cash

3.7%

Cap Rate

0.61

DSCR

$4,437

Rent

-$1,348

Cashflow

$28,560

Annual

$2,400

Median

$2,354

Avg

25

Samples

Rent insights and distributions

Cash Flow

$4,437 income − $5,785 expenses = $1,348 out of pocket

Income$4,437Out of Pocket$1,348Mortgage P&I$2,98967%Property Taxes$80318%Insurance$2095%HOA$2776%Management$53212%CapEx$1774%Vacancy$1333%Maintenance$1774%Other$48811%

Investment Breakdown

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Purchase Price

$590k

Downpayment

20.0%

Interest Rate

6.5%

Mortgage Duration

30yr.

Cash To Invest

Total

$142k

Downpayment

20%

$118k

Closing costs

1%

$5,898

Rehab

0%

$0

Furnishing

3%

$18,000

Cashflow

Total Income

$4,437

Total Expenses

$5,785

Mortgage P&I

67%

$2,989

Property Taxes

18%

$803

Home Insurance

5%

$209

HOA

6%

$277

Property Management

12%

$532

CapEx

4%

$177

Vacancy

3%

$133

Maintenance

4%

$177

Other

11%

$488

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