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30 Prospect Street, New Paltz, NY 12561

3 beds • 2 baths • 1114 sqft

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This property looks like a bad Airbnb investment with a projected -19.48% first-year return on $122k initial cash invested.

-19.48%

Cash On Cash

1.46%

Cap Rate

0.24

DSCR

$2,744

Rent

-$1,976

Cashflow

$28,560

Annual

$2,400

Median

$2,354

Avg

25

Samples

Rent insights and distributions

Cash Flow

$2,744 income − $4,720 expenses = $1,976 out of pocket

Income$2,744Out of Pocket$1,976Mortgage P&I$2,46590%Property Taxes$76228%Insurance$1756%Management$41215%CapEx$1104%Maintenance$1104%Other$68625%

Investment Breakdown

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Purchase Price

$494k

Downpayment

20.0%

Interest Rate

6.4%

Mortgage Duration

30yr.

Cash To Invest

Total

$122k

Downpayment

20%

$98,780

Closing costs

1%

$4,939

Rehab

0%

$0

Furnishing

4%

$18,000

Cashflow

Total Income

$2,744

Total Expenses

$4,720

Mortgage P&I

90%

$2,465

Property Taxes

28%

$762

Home Insurance

6%

$175

HOA

0%

$0

Property Management

15%

$412

CapEx

4%

$110

Vacancy

0%

$0

Maintenance

4%

$110

Other

25%

$686

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