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316 4th St, Ramona, CA 92065

3 beds • 2 baths • 1092 sqft

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This property looks like a bad Airbnb investment with a projected -20.06% first-year return on $156k initial cash invested.

-20.06%

Cash On Cash

1.35%

Cap Rate

0.23

DSCR

$2,558

Rent

-$2,606

Cashflow

$28,560

Annual

$2,400

Median

$2,354

Avg

25

Samples

Rent insights and distributions

Cash Flow

$2,558 income − $5,164 expenses = $2,606 out of pocket

Income$2,558Out of Pocket$2,606Mortgage P&I$3,244127%Property Taxes$46118%Insurance$2319%Management$38415%CapEx$1024%Maintenance$1024%Other$64025%

Investment Breakdown

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Purchase Price

$657k

Downpayment

20.0%

Interest Rate

6.3%

Mortgage Duration

30yr.

Cash To Invest

Total

$156k

Downpayment

20%

$131k

Closing costs

1%

$6,567

Rehab

0%

$0

Furnishing

3%

$18,000

Cashflow

Total Income

$2,558

Total Expenses

$5,164

Mortgage P&I

127%

$3,244

Property Taxes

18%

$461

Home Insurance

9%

$231

HOA

0%

$0

Property Management

15%

$384

CapEx

4%

$102

Vacancy

0%

$0

Maintenance

4%

$102

Other

25%

$640

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