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$4,029 (target)

37 Ray Street, Niskayuna, NY 12309

3 beds • 3 baths • 1960 sqft

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This property looks like a bad Mid-Term investment with a projected -3.01% first-year return on $101k initial cash invested.

-3.01%

Cash On Cash

5.9%

Cap Rate

0.95

DSCR

$4,029

Rent

-$253

Cashflow

$28,560

Annual

$2,400

Median

$2,354

Avg

25

Samples

Rent insights and distributions

Cash Flow

$4,029 income − $4,282 expenses = $253 out of pocket

Income$4,029Out of Pocket$253Mortgage P&I$2,03651%Property Taxes$73718%Insurance$1403%Management$48312%CapEx$1614%Vacancy$1213%Maintenance$1614%Other$44311%

Investment Breakdown

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Purchase Price

$395k

Downpayment

20.0%

Interest Rate

6.7%

Mortgage Duration

30yr.

Cash To Invest

Total

$101k

Downpayment

20%

$79,020

Closing costs

1%

$3,951

Rehab

0%

$0

Furnishing

5%

$18,000

Cashflow

Total Income

$4,029

Total Expenses

$4,282

Mortgage P&I

51%

$2,036

Property Taxes

18%

$737

Home Insurance

3%

$140

HOA

0%

$0

Property Management

12%

$483

CapEx

4%

$161

Vacancy

3%

$121

Maintenance

4%

$161

Other

11%

$443

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