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3815 Spear St, Bethlehem, PA 18020

3 beds • 2 baths • 1980 sqft

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This property looks like a bad Airbnb investment with a projected -16.37% first-year return on $105k initial cash invested.

-16.37%

Cash On Cash

2.36%

Cap Rate

0.38

DSCR

$2,477

Rent

-$1,436

Cashflow

$28,560

Annual

$2,400

Median

$2,354

Avg

25

Samples

Rent insights and distributions

Cash Flow

$2,477 income − $3,913 expenses = $1,436 out of pocket

Income$2,477Out of Pocket$1,436Mortgage P&I$2,15487%Property Taxes$40216%Insurance$1687%Management$37215%CapEx$994%Maintenance$994%Other$61925%

Investment Breakdown

|

Purchase Price

$416k

Downpayment

20.0%

Interest Rate

6.7%

Mortgage Duration

30yr.

Cash To Invest

Total

$105k

Downpayment

20%

$83,120

Closing costs

1%

$4,156

Rehab

0%

$0

Furnishing

4%

$18,000

Cashflow

Total Income

$2,477

Total Expenses

$3,913

Mortgage P&I

87%

$2,154

Property Taxes

16%

$402

Home Insurance

7%

$168

HOA

0%

$0

Property Management

15%

$372

CapEx

4%

$99

Vacancy

0%

$0

Maintenance

4%

$99

Other

25%

$619

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