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4728 4th Street Loop NE, Saint Cloud, MN 56304

3 beds • 3 baths • 1851 sqft

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This property looks like a bad Airbnb investment with a projected -16.58% first-year return on $86,985 initial cash invested.

-16.58%

Cash On Cash

1.88%

Cap Rate

0.31

DSCR

$1,831

Rent

-$1,202

Cashflow

$28,560

Annual

$2,400

Median

$2,354

Avg

25

Samples

Rent insights and distributions

Cash Flow

$1,831 income − $3,033 expenses = $1,202 out of pocket

Income$1,831Out of Pocket$1,202Mortgage P&I$1,64590%Property Taxes$36620%Insurance$1166%HOA$271%Management$27515%CapEx$734%Maintenance$734%Other$45825%

Investment Breakdown

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Purchase Price

$329k

Downpayment

20.0%

Interest Rate

6.4%

Mortgage Duration

30yr.

Cash To Invest

Total

$86,985

Downpayment

20%

$65,700

Closing costs

1%

$3,285

Rehab

0%

$0

Furnishing

5%

$18,000

Cashflow

Total Income

$1,831

Total Expenses

$3,033

Mortgage P&I

90%

$1,645

Property Taxes

20%

$366

Home Insurance

6%

$116

HOA

1%

$27

Property Management

15%

$275

CapEx

4%

$73

Vacancy

0%

$0

Maintenance

4%

$73

Other

25%

$458

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