REI Lense

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$2,210 (target)

675 Otsego St, Saint Paul, MN 55101

3 beds • 2 baths • 2112 sqft

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This property looks like a bad Long-Term investment with a projected -7.3% first-year return on $64,764 initial cash invested.

-7.3%

Cash On Cash

5.06%

Cap Rate

0.82

DSCR

$2,210

Rent

-$394

Cashflow

$28,560

Annual

$2,400

Median

$2,354

Avg

25

Samples

Rent insights and distributions

Cash Flow

$2,210 income − $2,604 expenses = $394 out of pocket

Income$2,210Out of Pocket$394Mortgage P&I$1,58472%Property Taxes$33815%Insurance$1085%Management$22110%CapEx$1105%Vacancy$1336%Maintenance$1105%

Investment Breakdown

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Purchase Price

$308k

Downpayment

20.0%

Interest Rate

6.7%

Mortgage Duration

30yr.

Cash To Invest

Total

$64,764

Downpayment

20%

$61,680

Closing costs

1%

$3,084

Rehab

0%

$0

Furnishing

0%

$0

Cashflow

Total Income

$2,210

Total Expenses

$2,604

Mortgage P&I

72%

$1,584

Property Taxes

15%

$338

Home Insurance

5%

$108

HOA

0%

$0

Property Management

10%

$221

CapEx

5%

$110

Vacancy

6%

$133

Maintenance

5%

$110

Other

0%

$0

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