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936 Spinel Ave, El Cajon, CA 92021

3 beds • 2 baths • 1605 sqft

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This property looks like a bad Airbnb investment with a projected -12.22% first-year return on $186k initial cash invested.

-12.22%

Cash On Cash

3.38%

Cap Rate

0.57

DSCR

$5,057

Rent

-$1,894

Cashflow

$28,560

Annual

$2,400

Median

$2,354

Avg

25

Samples

Rent insights and distributions

Cash Flow

$5,057 income − $6,951 expenses = $1,894 out of pocket

Income$5,057Out of Pocket$1,894Mortgage P&I$3,94778%Property Taxes$2976%Insurance$2806%Management$75915%CapEx$2024%Maintenance$2024%Other$1,26425%

Investment Breakdown

|

Purchase Price

$800k

Downpayment

20.0%

Interest Rate

6.3%

Mortgage Duration

30yr.

Cash To Invest

Total

$186k

Downpayment

20%

$160k

Closing costs

1%

$8,000

Rehab

0%

$0

Furnishing

2%

$18,000

Cashflow

Total Income

$5,057

Total Expenses

$6,951

Mortgage P&I

78%

$3,947

Property Taxes

6%

$297

Home Insurance

6%

$280

HOA

0%

$0

Property Management

15%

$759

CapEx

4%

$202

Vacancy

0%

$0

Maintenance

4%

$202

Other

25%

$1,264

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