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936 Spinel Ave, El Cajon, CA 92021

3 beds • 2 baths • 1605 sqft

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This property looks like a bad Mid-Term investment with a projected -8.94% first-year return on $186k initial cash invested.

-8.94%

Cash On Cash

4.13%

Cap Rate

0.7

DSCR

$4,755

Rent

-$1,386

Cashflow

$28,560

Annual

$2,400

Median

$2,354

Avg

25

Samples

Rent insights and distributions

Investment Breakdown

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Purchase Price

$800k

Downpayment

20.0%

Interest Rate

6.3%

Mortgage Duration

30yr.

Cash To Invest

Total

$186k

Downpayment

20%

$160k

Closing costs

1%

$8,000

Rehab

0%

$0

Furnishing

2%

$18,000

Cashflow

Total Income

$4,755

Total Expenses

$6,141

Mortgage P&I

83%

$3,947

Property Taxes

6%

$297

Home Insurance

6%

$280

HOA

0%

$0

Property Management

12%

$571

CapEx

4%

$190

Vacancy

3%

$143

Maintenance

4%

$190

Other

11%

$523

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