REI Lense

REI Lense

Santa Cruz, CA Mid-Term Rental Analysis

Analyze rental property cap rates, cash-on-cash returns, and cashflow for mid-term rental investments in Santa Cruz, CA. Based on 10+ datapoints.

Santa Cruz, CA Mid-Term Rental Investment Snapshot

Based on 10+ mid-term rental datapoints

Median Cap Rate

3.5%

Avg Cash on Cash

-11.4%

Median Cashflow

-$3,282/mo

Avg Rent Estimate

$8,897/mo

Avg Price

$1,416,136

Price Range

$1,099,000 - $1,737,500

Rent to Price

0.63%

low ratio

Positive Cashflow

9%

of analyzed properties

Recent real estate investor listings analysed as mid-term rental deals in Santa Cruz, CA

Santa Cruz, CA is a premium mid-term rental market where property values complement furnished rental income. Cap rates average 3.5%, typical of premium markets where MTR investors capture both appreciation and the rent premium furnished 30–180 day stays command over standard leases.

Across 10+ analyzed properties, Santa Cruz, CA mid-term rental investments show a median monthly cashflow of -$3,282 with average furnished rent estimates of $8,897/month. These figures reflect real property data, not projections.

21 Kite Hill Rd, Santa Cruz, CA 95060

Price

$2,861,300

Rent

$11,728

CachFlow

-$9,470

CoC

-18.36

Full Analysis

251 Starlight Ter, Santa Cruz, CA 95065

Price

$1,610,300

Rent

$11,121

CachFlow

-$2,526

CoC

-8.51

Full Analysis

1921 16th Ave, Santa Cruz, CA 95062

Price

$1,350,300

Rent

$7,102

CachFlow

-$3,282

CoC

-13.06

Full Analysis

133 Echo St, Santa Cruz, CA 95060

Price

$1,100,000

Rent

$8,422

CachFlow

-$375

CoC

-1.81

Full Analysis

6790 Bonny Doon Rd, Santa Cruz, CA 95060

Price

$1,099,000

Rent

$7,515

CachFlow

-$1,049

CoC

-5.06

Full Analysis
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Santa Cruz, CA Mid-Term Rental Market Insights

  • Median cashflow is -$3,282/month — careful deal selection is essential here
  • 3.5% median cap rate is typical of appreciation-focused markets
  • At 9% positive cashflow rate, Santa Cruz, CA requires selective property picks
  • Premium market with properties from $1,099,000 to $1,737,500
  • Consider this market if your strategy favors equity growth with rental income covering holding costs

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