REI Lense

REI Lense

Santa Cruz, CA Long-Term Rental Analysis

Analyze rental property cap rates, cash-on-cash returns, and cashflow for long-term rental investments in Santa Cruz, CA. Based on 15+ datapoints.

Santa Cruz, CA Long-Term Rental Investment Snapshot

Based on 15+ long-term rental datapoints

Median Cap Rate

2.3%

Avg Cash on Cash

-18.1%

Median Cashflow

-$4,648/mo

Avg Rent Estimate

$5,905/mo

Avg Price

$1,466,979

Price Range

$1,099,000 - $1,950,200

Rent to Price

0.4%

low ratio

Positive Cashflow

0%

of analyzed properties

Recent real estate investor listings analysed as long-term rental deals in Santa Cruz, CA

Santa Cruz, CA is primarily an appreciation-driven market for long-term rental investors. Cap rates average 2.3%, typical of premium markets where property value growth complements rental income. Investors here build equity through appreciation while rental income covers holding costs.

Based on 15+ analyzed properties, the median monthly cashflow in Santa Cruz, CA is -$4,648 with average rents of $5,905/month. Properties range from $1,099,000 to $1,950,200, offering entry points across multiple investment budgets.

105 Quarry Ln, Santa Cruz, CA 95060

Price

$1,950,200

Rent

$7,238

CachFlow

-$6,194

CoC

-18.15

Full Analysis

115 Mountain View Ave, Santa Cruz, CA 95062

Price

$1,458,600

Rent

$4,983

CachFlow

-$5,261

CoC

-20.61

Full Analysis

745 Granite Ridge Dr, Santa Cruz, CA 95065

Price

$1,399,600

Rent

$6,205

CachFlow

-$4,164

CoC

-17

Full Analysis

1503 King St, Santa Cruz, CA 95060

Price

$1,751,800

Rent

$5,908

CachFlow

-$6,332

CoC

-20.65

Full Analysis

21 Kite Hill Rd, Santa Cruz, CA 95060

Price

$2,861,300

Rent

$7,819

CachFlow

-$11,425

CoC

-22.82

Full Analysis
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Santa Cruz, CA Rental Market Insights

  • Median cashflow is -$4,648/month — careful deal selection is essential here
  • 2.3% median cap rate is typical of appreciation-focused markets
  • At 0% positive cashflow rate, Santa Cruz, CA requires selective property picks
  • Premium market with properties from $1,099,000 to $1,950,200
  • Consider this market if your strategy favors equity growth with rental income covering holding costs

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