REI Lense

REI Lense

Santa Cruz, CA Long-Term Rental Analysis

Analyze rental property cap rates, cash-on-cash returns, and cashflow for long-term rental investments in Santa Cruz, CA. Based on 20+ datapoints.

Santa Cruz, CA Long-Term Rental Investment Snapshot

Based on 20+ long-term rental datapoints

Median Cap Rate

2%

Avg Cash on Cash

-20.8%

Median Cashflow

-$4,989/mo

Avg Rent Estimate

$5,627/mo

Avg Price

$1,616,574

Price Range

$1,099,000 - $2,861,300

Rent to Price

0.35%

low ratio

Positive Cashflow

0%

of analyzed properties

Recent real estate investor listings analysed as long-term rental deals in Santa Cruz, CA

Santa Cruz, CA is primarily an appreciation-driven market for long-term rental investors. Cap rates average 2%, typical of premium markets where property value growth complements rental income. Investors here build equity through appreciation while rental income covers holding costs.

Based on 20+ analyzed properties, the median monthly cashflow in Santa Cruz, CA is -$4,989 with average rents of $5,627/month. Properties range from $1,099,000 to $2,861,300, offering entry points across multiple investment budgets.

249 Getchell St, Santa Cruz, CA 95060

Price

$1,950,200

Rent

$6,677

CachFlow

-$7,909

CoC

-23.17

Full Analysis

1839 Silvana Ln, Santa Cruz, CA 95062

Price

$1,312,700

Rent

$4,851

CachFlow

-$5,013

CoC

-21.82

Full Analysis

424 Liberty St, Santa Cruz, CA 95060

Price

$1,799,000

Rent

$3,984

CachFlow

-$8,972

CoC

-28.5

Full Analysis

922 Mission St, Santa Cruz, CA 95060

Price

$1,175,100

Rent

$4,562

CachFlow

-$4,169

CoC

-20.27

Full Analysis

325 25th Ave, Santa Cruz, CA 95062

Price

$2,630,600

Rent

$5,435

CachFlow

-$12,874

CoC

-27.97

Full Analysis
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Santa Cruz, CA Rental Market Insights

  • •Median cashflow is -$4,989/month — careful deal selection is essential here
  • •2% median cap rate is typical of appreciation-focused markets
  • •At 0% positive cashflow rate, Santa Cruz, CA requires selective property picks
  • •Premium market with properties from $1,099,000 to $2,861,300
  • •Consider this market if your strategy favors equity growth with rental income covering holding costs

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