REI Lense

REI Lense

Santa Cruz, CA Long-Term Rental Analysis

Analyze rental property cap rates, cash-on-cash returns, and cashflow for long-term rental investments in Santa Cruz, CA. Based on 10+ datapoints.

Santa Cruz, CA Long-Term Rental Investment Snapshot

Based on 10+ long-term rental datapoints

Median Cap Rate

2.1%

Avg Cash on Cash

-19.8%

Median Cashflow

-$4,788/mo

Avg Rent Estimate

$5,766/mo

Avg Price

$1,486,167

Price Range

$1,327,000 - $1,737,500

Rent to Price

0.39%

low ratio

Positive Cashflow

0%

of analyzed properties

Recent real estate investor listings analysed as long-term rental deals in Santa Cruz, CA

Santa Cruz, CA is primarily an appreciation-driven market for long-term rental investors. Cap rates average 2.1%, typical of premium markets where property value growth complements rental income. Investors here build equity through appreciation while rental income covers holding costs.

Based on 10+ analyzed properties, the median monthly cashflow in Santa Cruz, CA is -$4,788 with average rents of $5,766/month. Properties range from $1,327,000 to $1,737,500, offering entry points across multiple investment budgets.

220 Miracle Ln, Santa Cruz, CA 95060

Price

$1,737,500

Rent

$6,885

CachFlow

-$6,044

CoC

-19.88

Full Analysis

272 Waugh Ave, Santa Cruz, CA 95065

Price

$1,495,000

Rent

$5,976

CachFlow

-$4,459

CoC

-17.04

Full Analysis

356 Chilverton St, Santa Cruz, CA 95062

Price

$1,395,000

Rent

$3,652

CachFlow

-$4,877

CoC

-19.98

Full Analysis

110 Ponderosa Dr, Santa Cruz, CA 95060

Price

$1,327,000

Rent

$7,405

CachFlow

-$1,765

CoC

-7.6

Full Analysis

2220 Juan Pablo Ln, Santa Cruz, CA 95062

Price

$1,368,400

Rent

$4,368

CachFlow

-$5,550

CoC

-23.18

Full Analysis
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Santa Cruz, CA Rental Market Insights

  • Median cashflow is -$4,788/month — careful deal selection is essential here
  • 2.1% median cap rate is typical of appreciation-focused markets
  • At 0% positive cashflow rate, Santa Cruz, CA requires selective property picks
  • Premium market with properties from $1,327,000 to $1,737,500
  • Consider this market if your strategy favors equity growth with rental income covering holding costs

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