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REI Lense

Panama City, FL Mid-Term Rental Analysis

Analyze rental property cap rates, cash-on-cash returns, and cashflow for mid-term rental investments in Panama City, FL. Based on 20+ datapoints.

Panama City, FL Mid-Term Rental Investment Snapshot

Based on 20+ mid-term rental datapoints

Median Cap Rate

6.6%

Avg Cash on Cash

1.3%

Median Cashflow

$108/mo

Avg Rent Estimate

$3,203/mo

Avg Price

$342,130

Price Range

$160,400 - $602,300

Rent to Price

0.94%

okay ratio

Positive Cashflow

62%

of analyzed properties

Recent real estate investor listings analysed as mid-term rental deals in Panama City, FL

Panama City, FL is an emerging mid-term rental market gaining attention from investors who want LTR-style stability with stronger furnished-rent premiums. With 20+ analyzed datapoints, early metrics suggest opportunity to enter before MTR inventory matures. Current average cash-on-cash returns sit at 1.3%.

Across 20+ analyzed properties, Panama City, FL mid-term rental investments show a median monthly cashflow of $108 with average furnished rent estimates of $3,203/month. These figures reflect real property data, not projections.

2816 Mary Baldwin Cir, Panama City, FL 32405

Price

$410,900

Rent

$3,219

CachFlow

-$363

CoC

-4.18

Full Analysis

320 N Center Ave, Panama City, FL 32401

Price

$249,000

Rent

$1,856

CachFlow

-$365

CoC

-6.23

Full Analysis

2417 Charco Dr, Panama City, FL 32405

Price

$279,400

Rent

$2,781

CachFlow

$71

CoC

1.11

Full Analysis

4633 Park St, Panama City, FL 32404

Price

$399,900

Rent

$3,586

CachFlow

$143

CoC

1.68

Full Analysis

7108 Maxwell Ct, Panama City, FL 32404

Price

$344,000

Rent

$3,166

CachFlow

$150

CoC

1.99

Full Analysis
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Panama City, FL Mid-Term Rental Market Insights

  • Positive median cashflow of $108/month indicates most investors cover expenses
  • 6.6% median cap rate reflects a balanced risk-return profile
  • 62% positive cashflow rate means roughly half properties are cash-flow positive
  • Mid-to-upper tier market with properties from $160,400 to $602,300
  • Early-stage market data — revisit as more properties are analyzed for stronger signals

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