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REI Lense

Panama City, FL Long-Term Rental Analysis

Analyze rental property cap rates, cash-on-cash returns, and cashflow for long-term rental investments in Panama City, FL. Based on 40+ datapoints.

Panama City, FL Long-Term Rental Investment Snapshot

Based on 40+ long-term rental datapoints

Median Cap Rate

5%

Avg Cash on Cash

-5.5%

Median Cashflow

-$275/mo

Avg Rent Estimate

$2,161/mo

Avg Price

$327,989

Price Range

$160,400 - $695,000

Rent to Price

0.66%

low ratio

Positive Cashflow

18%

of analyzed properties

Recent real estate investor listings analysed as long-term rental deals in Panama City, FL

Panama City, FL presents a balanced long-term rental investment profile across 40+ analyzed datapoints. A median 5% cap rate combined with -5.5% average cash-on-cash returns make this a solid market for investors seeking a mix of cashflow and stability at a mid-to-upper tier price point.

Based on 40+ analyzed properties, the median monthly cashflow in Panama City, FL is -$275 with average rents of $2,161/month. Properties range from $160,400 to $695,000, offering entry points across multiple investment budgets.

7030 Mike Ln, Panama City, FL 32404

Price

$318,900

Rent

$1,916

CachFlow

-$432

CoC

-7.74

Full Analysis

208 Cottontail Ln, Panama City, FL 32405

Price

$306,200

Rent

$2,292

CachFlow

-$170

CoC

-3.17

Full Analysis

331 S Comet Ave, Panama City, FL 32404

Price

$213,100

Rent

$2,156

CachFlow

$397

CoC

10.65

Full Analysis

1702 Baker Ct, Panama City, FL 32401

Price

$748,500

Rent

$2,863

CachFlow

-$2,313

CoC

-17.66

Full Analysis

411 Detroit Ave, Panama City, FL 32401

Price

$219,600

Rent

$1,914

CachFlow

-$9

CoC

-0.23

Full Analysis
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Panama City, FL Rental Market Insights

  • Median cashflow is -$275/month — careful deal selection is essential here
  • 5% median cap rate reflects a balanced risk-return profile
  • At 18% positive cashflow rate, Panama City, FL requires selective property picks
  • Mid-to-upper tier market with properties from $160,400 to $695,000

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