Panama City, FL Long-Term Rental Analysis
Analyze rental property cap rates, cash-on-cash returns, and cashflow for long-term rental investments in Panama City, FL. Based on 20+ datapoints.
Panama City, FL Long-Term Rental Investment Snapshot
Based on 20+ long-term rental datapoints
Median Cap Rate
4.7%
Avg Cash on Cash
-7.8%
Median Cashflow
-$456/mo
Avg Rent Estimate
$2,179/mo
Avg Price
$344,335
Price Range
$160,400 - $602,300
Rent to Price
0.63%
low ratio
Positive Cashflow
17%
of analyzed properties
Recent real estate investor listings analysed as long-term rental deals in Panama City, FL
Panama City, FL is primarily an appreciation-driven market for long-term rental investors. Cap rates average 4.7%, typical of mid-to-upper tier markets where property value growth complements rental income. Investors here build equity through appreciation while rental income covers holding costs.
Based on 20+ analyzed properties, the median monthly cashflow in Panama City, FL is -$456 with average rents of $2,179/month. Properties range from $160,400 to $602,300, offering entry points across multiple investment budgets.
2807 Hawks Landing Blvd, Panama City, FL 32405
Price
$446,100
Rent
$2,400
CachFlow
-$614
CoC
-7.86
2816 Mary Baldwin Cir, Panama City, FL 32405
Price
$410,900
Rent
$2,146
CachFlow
-$899
CoC
-12.5
Panama City, FL Rental Market Insights
- •Median cashflow is -$456/month — careful deal selection is essential here
- •4.7% median cap rate is typical of appreciation-focused markets
- •At 17% positive cashflow rate, Panama City, FL requires selective property picks
- •Mid-to-upper tier market with properties from $160,400 to $602,300
- •Consider this market if your strategy favors equity growth with rental income covering holding costs