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Panama City, BEACH Long-Term Rental Analysis

Analyze rental property cap rates, cash-on-cash returns, and cashflow for long-term rental investments in Panama City, BEACH. Based on 30+ datapoints.

Panama City, BEACH Long-Term Rental Investment Snapshot

Based on 30+ long-term rental datapoints

Median Cap Rate

4.7%

Avg Cash on Cash

-7%

Median Cashflow

-$424/mo

Avg Rent Estimate

$2,153/mo

Avg Price

$338,865

Price Range

$160,400 - $602,300

Rent to Price

0.64%

low ratio

Positive Cashflow

14%

of analyzed properties

Recent real estate investor listings analysed as long-term rental deals in Panama City, BEACH

Panama City, BEACH is primarily an appreciation-driven market for long-term rental investors. Cap rates average 4.7%, typical of mid-to-upper tier markets where property value growth complements rental income. Investors here build equity through appreciation while rental income covers holding costs.

Based on 30+ analyzed properties, the median monthly cashflow in Panama City, BEACH is -$424 with average rents of $2,153/month. Properties range from $160,400 to $602,300, offering entry points across multiple investment budgets.

105 Shadow Bay Dr, Panama City, FL 32407

Price

$291,500

Rent

$1,931

CachFlow

-$247

CoC

-4.84

Full Analysis

284 Sukoshi Dr, Panama City, FL 32404

Price

$462,600

Rent

$2,240

CachFlow

-$1,255

CoC

-15.5

Full Analysis

5423 Bertha Nelson Rd, Panama City, FL 32404

Price

$393,200

Rent

$2,508

CachFlow

-$547

CoC

-7.95

Full Analysis

7503 Harvey St, Panama City, FL 32404

Price

$284,000

Rent

$1,754

CachFlow

-$527

CoC

-10.6

Full Analysis

118 Byrd Dr, Panama City, FL 32404

Price

$279,700

Rent

$2,065

CachFlow

-$139

CoC

-2.84

Full Analysis
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Panama City, BEACH Rental Market Insights

  • Median cashflow is -$424/month — careful deal selection is essential here
  • 4.7% median cap rate is typical of appreciation-focused markets
  • At 14% positive cashflow rate, Panama City, BEACH requires selective property picks
  • Mid-to-upper tier market with properties from $160,400 to $602,300
  • Consider this market if your strategy favors equity growth with rental income covering holding costs

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