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Panama City, BEACH Long-Term Rental Analysis

Analyze rental property cap rates, cash-on-cash returns, and cashflow for long-term rental investments in Panama City, BEACH. Based on 30+ datapoints.

Panama City, BEACH Long-Term Rental Investment Snapshot

Based on 30+ long-term rental datapoints

Median Cap Rate

4.9%

Avg Cash on Cash

-6.7%

Median Cashflow

-$386/mo

Avg Rent Estimate

$2,158/mo

Avg Price

$336,419

Price Range

$160,400 - $602,300

Rent to Price

0.64%

low ratio

Positive Cashflow

16%

of analyzed properties

Recent real estate investor listings analysed as long-term rental deals in Panama City, BEACH

Panama City, BEACH is primarily an appreciation-driven market for long-term rental investors. Cap rates average 4.9%, typical of mid-to-upper tier markets where property value growth complements rental income. Investors here build equity through appreciation while rental income covers holding costs.

Based on 30+ analyzed properties, the median monthly cashflow in Panama City, BEACH is -$386 with average rents of $2,158/month. Properties range from $160,400 to $602,300, offering entry points across multiple investment budgets.

118 Byrd Dr, Panama City, FL 32404

Price

$279,700

Rent

$2,065

CachFlow

-$139

CoC

-2.84

Full Analysis

1806 Highway 2297, Panama City, FL 32404

Price

$279,900

Rent

$1,991

CachFlow

-$124

CoC

-2.53

Full Analysis

3808 9th St, Panama City, FL 32401

Price

$228,000

Rent

$1,834

CachFlow

-$68

CoC

-1.7

Full Analysis

2807 Hawks Landing Blvd, Panama City, FL 32405

Price

$446,100

Rent

$2,400

CachFlow

-$614

CoC

-7.86

Full Analysis

5704 Ivy Rd, Panama City, FL 32404

Price

$299,900

Rent

$2,286

CachFlow

$55

CoC

1.05

Full Analysis
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Panama City, BEACH Rental Market Insights

  • Median cashflow is -$386/month — careful deal selection is essential here
  • 4.9% median cap rate is typical of appreciation-focused markets
  • At 16% positive cashflow rate, Panama City, BEACH requires selective property picks
  • Mid-to-upper tier market with properties from $160,400 to $602,300
  • Consider this market if your strategy favors equity growth with rental income covering holding costs

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