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Panama City, BEACH Long-Term Rental Analysis

Analyze rental property cap rates, cash-on-cash returns, and cashflow for long-term rental investments in Panama City, BEACH. Based on 20+ datapoints.

Panama City, BEACH Long-Term Rental Investment Snapshot

Based on 20+ long-term rental datapoints

Median Cap Rate

4.8%

Avg Cash on Cash

-8%

Median Cashflow

-$380/mo

Avg Rent Estimate

$2,180/mo

Avg Price

$346,859

Price Range

$160,400 - $602,300

Rent to Price

0.63%

low ratio

Positive Cashflow

15%

of analyzed properties

Recent real estate investor listings analysed as long-term rental deals in Panama City, BEACH

Panama City, BEACH is primarily an appreciation-driven market for long-term rental investors. Cap rates average 4.8%, typical of mid-to-upper tier markets where property value growth complements rental income. Investors here build equity through appreciation while rental income covers holding costs.

Based on 20+ analyzed properties, the median monthly cashflow in Panama City, BEACH is -$380 with average rents of $2,180/month. Properties range from $160,400 to $602,300, offering entry points across multiple investment budgets.

6308 Dune Creek Way, Panama City, FL 32404

Price

$297,600

Rent

$2,055

CachFlow

-$292

CoC

-5.61

Full Analysis

1017 W 28th Pl, Panama City, FL 32405

Price

$249,000

Rent

$1,752

CachFlow

-$158

CoC

-3.63

Full Analysis

508 Shade St, Panama City, FL 32404

Price

$217,100

Rent

$2,023

CachFlow

$252

CoC

6.63

Full Analysis

7801 Deerfield Ln, Panama City, FL 32404

Price

$279,900

Rent

$2,145

CachFlow

-$36

CoC

-0.73

Full Analysis

4012 Mary Louise Dr, Panama City, FL 32405

Price

$454,300

Rent

$2,413

CachFlow

-$1,099

CoC

-13.82

Full Analysis
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Panama City, BEACH Rental Market Insights

  • Median cashflow is -$380/month — careful deal selection is essential here
  • 4.8% median cap rate is typical of appreciation-focused markets
  • At 15% positive cashflow rate, Panama City, BEACH requires selective property picks
  • Mid-to-upper tier market with properties from $160,400 to $602,300
  • Consider this market if your strategy favors equity growth with rental income covering holding costs

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