REI Lense

REI Lense

Chattanooga, TN Long-Term Rental Analysis

Analyze rental property cap rates, cash-on-cash returns, and cashflow for long-term rental investments in Chattanooga, TN. Based on 100+ datapoints.

Chattanooga, TN Long-Term Rental Investment Snapshot

Based on 100+ long-term rental datapoints

Median Cap Rate

4.8%

Avg Cash on Cash

-9.1%

Median Cashflow

-$450/mo

Avg Rent Estimate

$2,052/mo

Avg Price

$329,016

Price Range

$125,000 - $615,700

Rent to Price

0.62%

low ratio

Positive Cashflow

6%

of analyzed properties

Recent real estate investor listings analysed as long-term rental deals in Chattanooga, TN

Chattanooga, TN is primarily an appreciation-driven market for long-term rental investors. Cap rates average 4.8%, typical of mid-to-upper tier markets where property value growth complements rental income. Investors here build equity through appreciation while rental income covers holding costs.

Based on 100+ analyzed properties, the median monthly cashflow in Chattanooga, TN is -$450 with average rents of $2,052/month. Properties range from $125,000 to $615,700, offering entry points across multiple investment budgets.

3215 Navajo Dr, Chattanooga, TN 37411

Price

$314,900

Rent

$1,600

CachFlow

-$821

CoC

-14.9

Full Analysis

1407 Jefferson St, Chattanooga, TN 37408

Price

$615,700

Rent

$2,715

CachFlow

-$1,843

CoC

-17.1

Full Analysis

901 S Highland Park Ave, Chattanooga, TN 37404

Price

$437,900

Rent

$1,950

CachFlow

-$1,334

CoC

-17.41

Full Analysis

410 Paragon Dr, Chattanooga, TN 37415

Price

$450,000

Rent

$2,543

CachFlow

-$924

CoC

-11.73

Full Analysis

5096 Irvin Rd, Chattanooga, TN 37416

Price

$276,300

Rent

$1,605

CachFlow

-$502

CoC

-10.38

Full Analysis
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Chattanooga, TN Rental Market Insights

  • Median cashflow is -$450/month — careful deal selection is essential here
  • 4.8% median cap rate is typical of appreciation-focused markets
  • At 6% positive cashflow rate, Chattanooga, TN requires selective property picks
  • Mid-to-upper tier market with properties from $125,000 to $615,700
  • Consider this market if your strategy favors equity growth with rental income covering holding costs

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