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REI Lense

Elgin, IL Long-Term Rental Analysis

Analyze rental property cap rates, cash-on-cash returns, and cashflow for long-term rental investments in Elgin, IL. Based on 10+ datapoints.

Elgin, IL Long-Term Rental Investment Snapshot

Based on 10+ long-term rental datapoints

Median Cap Rate

4.3%

Avg Cash on Cash

-10%

Median Cashflow

-$483/mo

Avg Rent Estimate

$2,677/mo

Avg Price

$410,952

Price Range

$215,000 - $749,900

Rent to Price

0.65%

low ratio

Positive Cashflow

8%

of analyzed properties

Recent real estate investor listings analysed as long-term rental deals in Elgin, IL

Elgin, IL is primarily an appreciation-driven market for long-term rental investors. Cap rates average 4.3%, typical of mid-to-upper tier markets where property value growth complements rental income. Investors here build equity through appreciation while rental income covers holding costs.

Based on 10+ analyzed properties, the median monthly cashflow in Elgin, IL is -$483 with average rents of $2,677/month. Properties range from $215,000 to $749,900, offering entry points across multiple investment budgets.

1376 Burns Dr, Elgin, IL 60120

Price

$350,300

Rent

$2,659

CachFlow

-$438

CoC

-7.14

Full Analysis

284 Snowdrop Ln, Elgin, IL 60124

Price

$569,990

Rent

$3,402

CachFlow

-$1,592

CoC

-15.96

Full Analysis

648 S Liberty St, Elgin, IL 60120

Price

$267,800

Rent

$2,487

CachFlow

-$11

CoC

-0.23

Full Analysis

8N258 Brierwood Ln, Elgin, IL 60124

Price

$749,900

Rent

$4,396

CachFlow

-$1,958

CoC

-14.92

Full Analysis

555 S Liberty St, Elgin, IL 60120

Price

$300,000

Rent

$2,206

CachFlow

-$428

CoC

-8.15

Full Analysis
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Elgin, IL Rental Market Insights

  • Median cashflow is -$483/month — careful deal selection is essential here
  • 4.3% median cap rate is typical of appreciation-focused markets
  • At 8% positive cashflow rate, Elgin, IL requires selective property picks
  • Mid-to-upper tier market with properties from $215,000 to $749,900
  • Consider this market if your strategy favors equity growth with rental income covering holding costs

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