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REI Lense

Fernandina Beach, FL Long-Term Rental Analysis

Analyze rental property cap rates, cash-on-cash returns, and cashflow for long-term rental investments in Fernandina Beach, FL. Based on 20+ datapoints.

Fernandina Beach, FL Long-Term Rental Investment Snapshot

Based on 20+ long-term rental datapoints

Median Cap Rate

3.2%

Avg Cash on Cash

-13.7%

Median Cashflow

-$1,232/mo

Avg Rent Estimate

$2,936/mo

Avg Price

$665,200

Price Range

$333,600 - $1,400,000

Rent to Price

0.44%

low ratio

Positive Cashflow

0%

of analyzed properties

Recent real estate investor listings analysed as long-term rental deals in Fernandina Beach, FL

Fernandina Beach, FL is primarily an appreciation-driven market for long-term rental investors. Cap rates average 3.2%, typical of premium markets where property value growth complements rental income. Investors here build equity through appreciation while rental income covers holding costs.

Based on 20+ analyzed properties, the median monthly cashflow in Fernandina Beach, FL is -$1,232 with average rents of $2,936/month. Properties range from $333,600 to $1,400,000, offering entry points across multiple investment budgets.

3622 VIA DEL MAR Road, Fernandina Beach, FL 32034

Price

$761,100

Rent

$3,550

CachFlow

-$2,128

CoC

-15.98

Full Analysis

95368 Village Dr, Fernandina Beach, FL 32034

Price

$645,000

Rent

$2,658

CachFlow

-$1,803

CoC

-15.97

Full Analysis

321 S 14th St, Fernandina Beach, FL 32034

Price

$536,800

Rent

$2,626

CachFlow

-$1,278

CoC

-13.6

Full Analysis

32405 SUNNY PARKE Drive, Fernandina Beach, FL 32034

Price

$533,500

Rent

$3,346

CachFlow

-$876

CoC

-9.38

Full Analysis

95110 Ventures Ct, Fernandina Beach, FL 32034

Price

$333,600

Rent

$2,237

CachFlow

-$269

CoC

-4.61

Full Analysis
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Fernandina Beach, FL Rental Market Insights

  • Median cashflow is -$1,232/month — careful deal selection is essential here
  • 3.2% median cap rate is typical of appreciation-focused markets
  • At 0% positive cashflow rate, Fernandina Beach, FL requires selective property picks
  • Premium market with properties from $333,600 to $1,400,000
  • Consider this market if your strategy favors equity growth with rental income covering holding costs

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