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REI Lense

Fernandina Beach, FL Long-Term Rental Analysis

Analyze rental property cap rates, cash-on-cash returns, and cashflow for long-term rental investments in Fernandina Beach, FL. Based on 15+ datapoints.

Fernandina Beach, FL Long-Term Rental Investment Snapshot

Based on 15+ long-term rental datapoints

Median Cap Rate

3.7%

Avg Cash on Cash

-12.2%

Median Cashflow

-$1,046/mo

Avg Rent Estimate

$2,921/mo

Avg Price

$574,143

Price Range

$333,600 - $1,136,300

Rent to Price

0.51%

low ratio

Positive Cashflow

0%

of analyzed properties

Recent real estate investor listings analysed as long-term rental deals in Fernandina Beach, FL

Fernandina Beach, FL is primarily an appreciation-driven market for long-term rental investors. Cap rates average 3.7%, typical of premium markets where property value growth complements rental income. Investors here build equity through appreciation while rental income covers holding costs.

Based on 15+ analyzed properties, the median monthly cashflow in Fernandina Beach, FL is -$1,046 with average rents of $2,921/month. Properties range from $333,600 to $1,136,300, offering entry points across multiple investment budgets.

111 S 5th St, Fernandina Beach, FL 32034

Price

$1,076,500

Rent

$4,822

CachFlow

-$3,389

CoC

-17.99

Full Analysis

824 S 10TH Street, Fernandina Beach, FL 32034

Price

$449,990

Rent

$2,331

CachFlow

-$1,016

CoC

-12.9

Full Analysis

94016 WOODBRIER Circle, Fernandina Beach, FL 32034

Price

$424,000

Rent

$2,674

CachFlow

-$576

CoC

-7.76

Full Analysis

8247 Residence Ct, Fernandina Beach, FL 32034

Price

$1,293,000

Rent

$2,949

CachFlow

-$5,962

CoC

-26.35

Full Analysis

23700 Arrigo Blvd, Fernandina Beach, FL 32034

Price

$369,100

Rent

$2,938

CachFlow

-$219

CoC

-3.39

Full Analysis
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Fernandina Beach, FL Rental Market Insights

  • Median cashflow is -$1,046/month — careful deal selection is essential here
  • 3.7% median cap rate is typical of appreciation-focused markets
  • At 0% positive cashflow rate, Fernandina Beach, FL requires selective property picks
  • Premium market with properties from $333,600 to $1,136,300
  • Consider this market if your strategy favors equity growth with rental income covering holding costs

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