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Schenectady, NY Long-Term Rental Analysis

Analyze rental property cap rates, cash-on-cash returns, and cashflow for long-term rental investments in Schenectady, NY. Based on 50+ datapoints.

Schenectady, NY Long-Term Rental Investment Snapshot

Based on 50+ long-term rental datapoints

Median Cap Rate

4.4%

Avg Cash on Cash

-8.5%

Median Cashflow

-$419/mo

Avg Rent Estimate

$2,355/mo

Avg Price

$325,369

Price Range

$123,596 - $570,700

Rent to Price

0.72%

low ratio

Positive Cashflow

5%

of analyzed properties

Recent real estate investor listings analysed as long-term rental deals in Schenectady, NY

Schenectady, NY is primarily an appreciation-driven market for long-term rental investors. Cap rates average 4.4%, typical of mid-to-upper tier markets where property value growth complements rental income. Investors here build equity through appreciation while rental income covers holding costs.

Based on 50+ analyzed properties, the median monthly cashflow in Schenectady, NY is -$419 with average rents of $2,355/month. Properties range from $123,596 to $570,700, offering entry points across multiple investment budgets.

157 Marx Street, Schenectady, NY 12304

Price

$243,800

Rent

$1,861

CachFlow

-$310

CoC

-7.27

Full Analysis

1825 Van Cortland Street, Schenectady, NY 12303

Price

$322,300

Rent

$2,256

CachFlow

-$266

CoC

-4.72

Full Analysis

1130 Elton Avenue, Schenectady, NY 12309

Price

$300,000

Rent

$2,134

CachFlow

-$668

CoC

-12.72

Full Analysis

1321 Helderberg Avenue, Schenectady, NY 12306

Price

$302,800

Rent

$2,494

CachFlow

-$242

CoC

-4.57

Full Analysis

876 Thompson Street, Schenectady, NY 12306

Price

$258,900

Rent

$2,420

CachFlow

-$207

CoC

-4.57

Full Analysis
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Schenectady, NY Rental Market Insights

  • Median cashflow is -$419/month — careful deal selection is essential here
  • 4.4% median cap rate is typical of appreciation-focused markets
  • At 5% positive cashflow rate, Schenectady, NY requires selective property picks
  • Mid-to-upper tier market with properties from $123,596 to $570,700
  • Consider this market if your strategy favors equity growth with rental income covering holding costs

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