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REI Lense

Schenectady, NY Long-Term Rental Analysis

Analyze rental property cap rates, cash-on-cash returns, and cashflow for long-term rental investments in Schenectady, NY. Based on 75+ datapoints.

Schenectady, NY Long-Term Rental Investment Snapshot

Based on 75+ long-term rental datapoints

Median Cap Rate

4.4%

Avg Cash on Cash

-9%

Median Cashflow

-$485/mo

Avg Rent Estimate

$2,367/mo

Avg Price

$344,980

Price Range

$123,596 - $584,900

Rent to Price

0.69%

low ratio

Positive Cashflow

4%

of analyzed properties

Recent real estate investor listings analysed as long-term rental deals in Schenectady, NY

Schenectady, NY is primarily an appreciation-driven market for long-term rental investors. Cap rates average 4.4%, typical of mid-to-upper tier markets where property value growth complements rental income. Investors here build equity through appreciation while rental income covers holding costs.

Based on 75+ analyzed properties, the median monthly cashflow in Schenectady, NY is -$485 with average rents of $2,367/month. Properties range from $123,596 to $584,900, offering entry points across multiple investment budgets.

421 Hegeman Street, Schenectady, NY 12306

Price

$278,600

Rent

$1,590

CachFlow

-$631

CoC

-12.94

Full Analysis

919 Londonderry Court, Schenectady, NY 12309

Price

$436,600

Rent

$2,751

CachFlow

-$1,102

CoC

-14.42

Full Analysis

1173 Sumner Avenue, Schenectady, NY 12309

Price

$306,300

Rent

$2,702

CachFlow

-$174

CoC

-3.25

Full Analysis

2407 Lenox Road, Schenectady, NY 12308

Price

$215,000

Rent

$1,836

CachFlow

-$227

CoC

-6.03

Full Analysis

809 Wright Avenue, Schenectady, NY 12309

Price

$300,000

Rent

$2,021

CachFlow

-$685

CoC

-13.05

Full Analysis
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Schenectady, NY Rental Market Insights

  • Median cashflow is -$485/month — careful deal selection is essential here
  • 4.4% median cap rate is typical of appreciation-focused markets
  • At 4% positive cashflow rate, Schenectady, NY requires selective property picks
  • Mid-to-upper tier market with properties from $123,596 to $584,900
  • Consider this market if your strategy favors equity growth with rental income covering holding costs

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