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Schenectady, NY Long-Term Rental Analysis

Analyze rental property cap rates, cash-on-cash returns, and cashflow for long-term rental investments in Schenectady, NY. Based on 75+ datapoints.

Schenectady, NY Long-Term Rental Investment Snapshot

Based on 75+ long-term rental datapoints

Median Cap Rate

4.3%

Avg Cash on Cash

-9.7%

Median Cashflow

-$576/mo

Avg Rent Estimate

$2,396/mo

Avg Price

$355,657

Price Range

$175,000 - $575,000

Rent to Price

0.67%

low ratio

Positive Cashflow

2%

of analyzed properties

Recent real estate investor listings analysed as long-term rental deals in Schenectady, NY

Schenectady, NY is primarily an appreciation-driven market for long-term rental investors. Cap rates average 4.3%, typical of mid-to-upper tier markets where property value growth complements rental income. Investors here build equity through appreciation while rental income covers holding costs.

Based on 75+ analyzed properties, the median monthly cashflow in Schenectady, NY is -$576 with average rents of $2,396/month. Properties range from $175,000 to $575,000, offering entry points across multiple investment budgets.

321 Hulett Street, Schenectady, NY 12307

Price

$245,400

Rent

$1,823

CachFlow

-$242

CoC

-5.64

Full Analysis

3307 Woodlawn Avenue, Schenectady, NY 12304

Price

$260,000

Rent

$2,215

CachFlow

-$275

CoC

-6.04

Full Analysis

42 Jackson Avenue, Schenectady, NY 12304

Price

$258,400

Rent

$2,048

CachFlow

-$445

CoC

-9.84

Full Analysis

261 Donald Avenue, Schenectady, NY 12304

Price

$272,100

Rent

$2,082

CachFlow

-$342

CoC

-7.18

Full Analysis

3013 Sunset Lane, Schenectady, NY 12303

Price

$415,500

Rent

$2,517

CachFlow

-$901

CoC

-12.39

Full Analysis
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Schenectady, NY Rental Market Insights

  • Median cashflow is -$576/month — careful deal selection is essential here
  • 4.3% median cap rate is typical of appreciation-focused markets
  • At 2% positive cashflow rate, Schenectady, NY requires selective property picks
  • Mid-to-upper tier market with properties from $175,000 to $575,000
  • Consider this market if your strategy favors equity growth with rental income covering holding costs

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