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Troy, NY Long-Term Rental Analysis

Analyze rental property cap rates, cash-on-cash returns, and cashflow for long-term rental investments in Troy, NY. Based on 20+ datapoints.

Troy, NY Long-Term Rental Investment Snapshot

Based on 20+ long-term rental datapoints

Median Cap Rate

4.4%

Avg Cash on Cash

-7.3%

Median Cashflow

-$531/mo

Avg Rent Estimate

$2,323/mo

Avg Price

$334,922

Price Range

$124,000 - $563,300

Rent to Price

0.69%

low ratio

Positive Cashflow

21%

of analyzed properties

Recent real estate investor listings analysed as long-term rental deals in Troy, NY

Troy, NY is primarily an appreciation-driven market for long-term rental investors. Cap rates average 4.4%, typical of mid-to-upper tier markets where property value growth complements rental income. Investors here build equity through appreciation while rental income covers holding costs.

Based on 20+ analyzed properties, the median monthly cashflow in Troy, NY is -$531 with average rents of $2,323/month. Properties range from $124,000 to $563,300, offering entry points across multiple investment budgets.

6 Birch Court, Troy, NY 12180

Price

$542,100

Rent

$2,505

CachFlow

-$1,858

CoC

-19.59

Full Analysis

322 1st Street, Troy, NY 12180

Price

$124,000

Rent

$1,948

CachFlow

$355

CoC

16.36

Full Analysis

399 Grange Road, Troy, NY 12180

Price

$269,900

Rent

$2,247

CachFlow

-$98

CoC

-2.07

Full Analysis

109 Wilrose Lane, Troy, NY 12180

Price

$718,400

Rent

$3,994

CachFlow

-$1,921

CoC

-15.28

Full Analysis

805 4th Avenue, Troy, NY 12182

Price

$164,900

Rent

$2,238

CachFlow

$402

CoC

13.93

Full Analysis
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Troy, NY Rental Market Insights

  • Median cashflow is -$531/month — careful deal selection is essential here
  • 4.4% median cap rate is typical of appreciation-focused markets
  • At 21% positive cashflow rate, Troy, NY requires selective property picks
  • Mid-to-upper tier market with properties from $124,000 to $563,300
  • Consider this market if your strategy favors equity growth with rental income covering holding costs

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